Another update.
Sunday Ebay issues a full credit to my Paypal account.
Sunday AMEX issues another full credit for the chargeback.
Sunday Paypal declines my chargeback but thats ok.
They show up as separate credits so I have been credited 2x the full amount.
What just happened?
Ebay Sellers Read This Use Caution Selling On Ebay
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- iconoclastica
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What worries me most is not that parcel services are blundering, or that ebay has disagreable policies (next time I have something to return I'll make sure it rains that day: the returning failed but I will have made an attempt), but that
Or am I thinking too European now?[/i]
PayPal is a bank (it has a European banking license). So if it lets third parties withdraw from your account that is fraude, theft, or whatever. Yes, perhaps you should file a police report. Even if ebay has a standing order, the holder of the account ought to be able to revoke individual transfers.Ebay debited my PP account on the spot.
Or am I thinking too European now?[/i]
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You are correct, Ebay normally cannot withdraw funds from Paypal but I didn't realize that I had auto-pay enabled (to pay my Ebay fees and shipping). I normally don't do that and I disabled it as soon as I found out but I was surprised they could withdraw funds to cover a refund judgement.iconoclastica wrote:What worries me most is not that parcel services are blundering, or that ebay has disagreable policies (next time I have something to return I'll make sure it rains that day: the returning failed but I will have made an attempt), but thatPayPal is a bank (it has a European banking license). So if it lets third parties withdraw from your account that is fraude, theft, or whatever. Yes, perhaps you should file a police report. Even if ebay has a standing order, the holder of the account ought to be able to revoke individual transfers.Ebay debited my PP account on the spot.
Or am I thinking too European now?[/i]
So I won't be enabling auto payment of fees again anytime soon.
Robert
- iconoclastica
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It's not as simple as that. First: which user agreements apply here, that of ebay of the one of paypal's? Which national version of the agreements? Are the agreements identical for individuals and business (and if so, what about consumer protection)? Have they ever been tested in court? Do the agreements agree with national laws and permits?
Given this complexity it seems very wise indeed to remove any funds from your paypal account asap. This doesn't change anything to your liability, but claims have to be proven and then you stand a much better chance.
Thanks, Robert, this was a useful warning.
Given this complexity it seems very wise indeed to remove any funds from your paypal account asap. This doesn't change anything to your liability, but claims have to be proven and then you stand a much better chance.
Thanks, Robert, this was a useful warning.
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